Terms & Conditions

1. Owner identification

Enqoriva S.R.L., Tax ID (CUIT) 30-71856249-3, with legal address at Av. del Libertador 6250, Floor 3, Office B, C1428ARN, Autonomous City of Buenos Aires, Argentina. Registered with the General Inspection of Justice under No. 18,742, Book 94 of S.R.L. Activity registered with the National Securities Commission (CNV) under the crowdfunding regime established by General Resolution 869/2021.

2. Nature of the service

Enqoriva is a digital platform that facilitates the connection between investors and real estate project promoters through the crowdlending model. The platform acts exclusively as a technological intermediary and does not constitute a financial entity, bank, brokerage firm, or investment agent.

3. Participation requirements

To participate as an investor, you must be over 18 years old, reside in Argentina, and have the legal capacity to enter into contracts. Enqoriva reserves the right to request additional documentation to verify your identity in accordance with anti-money laundering regulations.

4. Risk warning

Investment in real estate crowdlending projects carries significant risks, including:

• Risk of partial or total loss of invested capital.
• Liquidity risk: investments may not be easily convertible to cash.
• Delay risk: project timelines may extend beyond estimates.
• Market risk: real estate market conditions may affect results.
• Counterparty risk: the project promoter may fail to meet their obligations.

Past returns do not guarantee future results. Enqoriva does not provide financial advice. Each investor is responsible for evaluating their own risk tolerance and, if deemed necessary, consulting an independent financial advisor before investing.

5. Platform operation

The platform publishes investment opportunities with detailed information about each project, including description, estimated timelines, target amounts, and participation conditions. Funds are channeled to the specific project selected by the investor. Results are distributed proportionally to each participant's contribution, according to the conditions established for each project.

6. Intellectual property

All website content, including text, graphics, logos, images, source code, and design, is the property of Enqoriva S.R.L. or its licensors and is protected by intellectual property laws in Argentina. Reproduction, distribution, or modification without express authorization is prohibited.

7. Limitation of liability

Enqoriva does not guarantee the uninterrupted availability of the website or the absence of errors. We shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use the platform, except as provided by applicable law.

8. Applicable law and jurisdiction

These Terms are governed by the laws of the Argentine Republic. Any dispute arising from them shall be submitted to the jurisdiction of the Ordinary Courts of the Autonomous City of Buenos Aires, waiving any other jurisdiction that may apply.

9. Modifications

Enqoriva reserves the right to modify these Terms at any time. Modifications shall be effective upon publication on the website. Continued use of the platform after publication of changes implies acceptance of the updated Terms.

10. Contact

For inquiries related to these Terms, you can write to us at info@enqoriva.com.